Finance for Your
Dream Home

Get your dream home with the best home loan rates from Workers Credit Union. Whether you’re a first time home buyer or you want to pay off your mortgage before retirement, we have an option for you. We offer adjustable rate mortgages, fixed rate mortgages, jumbo mortgage plans and many other specialized options. Use our mortgage finder to see which home loan option is the best for you and your budget!

Get Stability with a Fixed Rate Mortgage

Our fixed rate mortgages come in 10, 15, 20, and 30 year terms and come with additional benefits such as reduced closing cost for first time home buyers. Fixed mortgage rates mean consistent monthly payments for the life of your home loan. If you’re a first time home buyer, see how much you can prequalify for using our mortgage finder. Pre-approvals are available.

Get Flexibility with
an Adjustable Rate Mortgage

An Adjustable Rate Mortgage offers lower introductory rates and gives you financial flexibility for your budget. This is the ideal mortgage if you want to maximize your buying options, have lower payments during the first few years of your mortgage, or plan to move or pay-off within the next ten years. We also have 7/1 and 10/1 term options.Call 800-401-6895 to speak with a mortgage professional today.

Why Choose Workers Credit Union?

Workers Credit Union offers the most competitive fixed and adjustable rate mortgages, making sure you can get the best rates on home loans. Buying a home is one of the biggest decisions you can make - Workers Credit Union is here to help you make the right decision. Workers is the leading real estate provider in its market area, as tracked by Banker & Tradesman. If you are unsure of which home loan is right for you, use our mortgage calculator or speak with a Mortgage Loan Originator at 800-401-6895.

Our Mortgage Calculator will Help You Choose from the Following Home Loans Options:

  • First Time Home Buyer Program
  • Fixed and Adjustable Rate Mortgages
  • Jumbo Mortgage
  • Finish Line Refinancing Mortgage
All home loans are included in the GiveBack Program. We reward
our members for their valued business. The more you bank with
us, the more GiveBack you could receive.

Workers Credit Union LogoAbout Us

Welcome to Workers Credit Union, located in North Central Massachusetts. Workers is dedicated to "doing what's right" for our members' financial needs throughout all phases of their lives.Your money is safe with Workers, we are insured by the NCUA and MSIC. We are financially sound and are celebrating our 100th year in business this spring. We hold a 5-star rating for financial strength from Bauer Financial, and were nominated as one of the top workplaces in 2012 by the Worcester Business Journal.Workers is a non-profit financial institution owned by you, the member, because our members are our stockholders. What does that mean? Your benefits include higher interest rates on your savings, competitive loan rates, and low or no fees.We also share our financial success with our members.  Unlike banks that are focused on profits because they must provide the highest return to their owners - stockholders - we are focused on the financial success of our members.  And what better way to help make this happen than to return a portion of the credit union's profits to our members.  Check out the Workers GiveBack Program today.Today, we have over 73,902 members. Our field of membership allows us to accept members who live or work in Massachusetts, including their immediate family members. Simply open a $25 membership account to enjoy the benefits of membership. As long as you maintain your membership account, you're a member for life, no matter where you call home.Our goal is to become your trusted financial institution. Workers is committed to helping you with all your financial needs and strive to guide you through every part of your changing life.Learn more about information about our Board of Directors and Management Team.